KLARNA FAQ

 

Pay in 4 instalments with Klarna!

Who is Klarna?

Klarna is a global payment and shopping provider that takes end-to-end responsibility for your payment. Klarna allows shoppers to buy now and pay later at more than 200,000 retailers around the world. Learn more.

What are 4 interest-free instalments from Klarna?

When you pay in 4 interest-free instalments with Klarna, your purchase is split into 4 payments automatically charged to your debit or credit card every 2 weeks. There is no interest and no fees when payments are made on time. It’s that easy.

What countries is Klarna available in?

Currently, we only offer Klarna in Australia.

Is there a cost for paying in 4 interest-free instalments?

There are no added costs or upfront fees when using this payment option. A late fee may be charged for payments made after the due date. View terms here.

Will this impact my credit score?

When you choose to pay in 4 interest-free instalments, Klarna may perform a hard credit check.

What happens if I cancel or return my order?

As soon as we have received and accepted your cancellation or return, Klarna will cancel any future scheduled payments as well as refund any amounts due. The return will be reflected in the Klarna app immediately.

Why have I not been offered pay in 4 interest-free instalments?

Eligibility to pay in 4 interest-free instalments with Klarna is generated by algorithms that consider a number of factors. All orders are assessed individually, and if you have been accepted for a Klarna payment method before, it does not mean it will be offered for every order. In turn, being denied once does not mean you will be denied for all future orders.

How do I pay for my order?

As soon as your order is shipped, you will receive an email from Klarna outlining your payment schedule. Payments will be automatically withdrawn from the debit/credit card you provided at checkout.

When is my payment due?

The first ¼ of your payment is due when your order has shipped. The remaining three payments will automatically charge every two weeks. Your payment schedule is sent via email and you can also access your payment schedule in the Klarna app by clicking on ‘Spending’, choosing the order you want to see, and then clicking on ‘Show Plan’.

Can I pay before the due date?

Yes. Just open the Klarna app or log onto https://app.klarna.com/ to pay off your balance early.

Is my payment information safe?

Your payment information is processed securely by Klarna. No payment details are shared with Erstwilder. All transactions take place via connections secured with the latest industry standard security protocols.

I still have questions regarding payment, how can I get in touch?

Access 24/7 customer service in the Klarna app or review Klarna’s Customer Service page for a full list of FAQs.

 

Buy now and pay in four instalments over 6 weeks, and never pay interest*

Please note that Afterpay is currently available at checkout for customers located in Australia, New Zealand, Canada, the UK and the USA.

*Terms and conditions apply. For further information about Afterpay please visit their website.

Zip Pay is a fast, secure and easy way to get what you need today and repay it on a schedule that suits you, interest free.*

Please note that Zip Pay is currently available at checkout for customers located in Australia and New Zealand.

*Terms and conditions apply. For further information about Zip Pay please visit their website.

Get more time to pay! Pay in 4 instalments with zero interest.*

Please note that Klarna is currently available at checkout for customers located in Australia, New Zealand and the UK.

*Terms and conditions apply. For further information about Klarna please visit their website.